Ripple CLO Urges U.S. To Finalize Crypto Clarity Law

Opening: a call to Congress

Alderoty emphasizes that Washington has a narrow window to pass comprehensive crypto legislation. He notes that the SEC has now listed crypto clarity among its top priorities, signaling momentum for Congress to act. He frames regulatory clarity not as a niche concern but a mainstream issue that voters care about, citing data indicating Americans use crypto yet want stronger protections.

The current regulatory ambiguity

Despite the growth of blockchain and crypto firms, the U.S. lacks a coherent legal framework. Rules often overlap or conflict across agencies like the SEC and CFTC, creating uncertainty for businesses and users. Alderoty warns that unclear rules push crypto activity to jurisdictions with more favorable regulation, risking American leadership in fintech.

Why clarity matters: protection and investment

Alderoty argues that clear laws help consumers understand both rights and risks, reducing disputes and unfair treatment. For businesses, predictable regulation enables confidence to develop products and services without the fear of enforcement actions. He also criticizes “regulation by enforcement,” where regulators act case-by-case rather than establishing consistent rules.

Expectations and proposed actions

Alderoty urges Congress to swiftly enact laws that clearly define digital assets, investment contracts, and user rights. He believes that with the SEC now prioritizing crypto clarity, it is the opportune moment for legislative progress. Clear regulation, he argues, will keep innovation and investment anchored in the U.S.

Conclusion: a defining moment

In Alderoty’s view, this is a critical moment for the U.S. to “finish the job” on crypto regulation. Timely action could reinforce America’s position as a leader in fintech and digital assets. Delay, however, risks losing talent, capital, and influence to more crypto-friendly nations.

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