Gate.io launches crypto lending service for Institutions

Gate.io launches crypto lending service for Institutions

Justin Nguyễn7/17/2025

As the digital asset market increasingly attracts the interest of institutions and professional investors, the demand for complex and bespoke financial products is also rising. To meet this demand, leading exchanges are constantly upgrading their services. On July 17, Gate.io announced the launch of a brand-new borrowing and lending service, custom-designed for its key clients.

 

1. A High-Value, Flexible, and Large-Scale Service

 

This new service from Gate.io is aimed at high-net-worth clients and institutions, with terms that surpass standard lending products:

 - Large Credit Lines: Eligible users can access loans of up to $20 million.

 - Diverse Asset Portfolio: The service supports over 800+ borrowable cryptocurrencies and 250+ types of collateral, including top assets like USDT, BTC, and ETH.

 - Competitive Costs: Gate.io commits to offering lower-than-market-average interest rates and zero service fees.

 

These features meet the diverse capital needs of large clients, from serving complex trading strategies and wealth management to collateralizing for staking and other financial scenarios.

 

2. Advanced Risk Management Mechanisms

 

To ensure the safety of these large-value loans, the service is integrated with advanced risk management mechanisms. The platform will conduct 24/7 monitoring of the LTV (Loan-to-Value) ratio. When the market fluctuates and the LTV ratio hits a warning threshold, the system will automatically execute margin calls for users to add more collateral.

 

Notably, this service also features a "delayed forced liquidation" mechanism. This is a premium feature that gives large clients a certain grace period to manage their positions during high volatility, instead of being liquidated immediately. This mechanism provides comprehensive capital protection for institutional investors.

 

3. A Specialized Service Model

 

Instead of a self-service product, Gate.io offers this service via a 1-on-1 model. Each client will work with a dedicated account manager to design borrowing and lending solutions that best fit their specific needs. This "white-glove" approach shows Gate.io's seriousness in conquering the potential-rich but highly demanding institutional client segment. It is a strategic step that affirms Gate.io's position as a comprehensive crypto financial services provider.